Simple Earn Flexible Bonus Policy Update

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OKX Adjusts Bonus Rules for Simple Earn Flexible

Starting October 30, 2024, at 6:00 UTC, OKX will modify the bonus rules for Simple Earn Flexible products, introducing a 180-day capped bonus period for supported cryptocurrencies. This change ensures users earn hourly bonuses for up to 180 days per asset when lending through Simple Earn, with calculations based on actual lent amounts during this timeframe.

Key Adjustments to Bonus Structure

Revised Bonus Parameters

CryptoBonus APRIndividual LimitBonus Period
USDT10%1,000 USDT180 days
USDC10%1,000 USDC180 days
BTC5%0.03 BTC180 days
ETH5%0.4 ETH180 days
OKB5%50 OKB180 days

Eligibility Criteria

  1. Identity Verification: Only master accounts with completed KYC qualify; sub-accounts are ineligible.
  2. Time-Based Cap: Each cryptocurrency is eligible for bonuses for exactly 180 days total. Users who previously exceeded this limit will no longer accrue bonuses.
  3. Individual Limits:

    • When market APR > bonus APR: Lent amounts earn market rates.
    • When market APR ≤ bonus APR: Amounts within individual limits receive bonus APR if not lent out.
    • Amounts exceeding limits earn market APR when successfully lent.

Practical Scenarios

USDT Lending Examples

User ProfileLending AmountAPR Applied
New User (First-time lender)2,000 USDTFirst 1,000 USDT at 10% APR (180-day period starts with initial order; partial redemptions don't reset timer). Remaining 1,000 USDT earns market rate if lent.
Active User (On day 5 of bonus period)2,000 USDTFirst 1,000 USDT at 10% APR for remaining 175 days. Excess 1,000 USDT earns market rate if lent.
Past Bonus User (Exhausted 180-day period)2,000 USDTEntire amount earns market rate (bonus eligibility expired).

👉 Maximize Your Crypto Earnings with Simple Earn Flexible

FAQ Section

Q1: Can I extend the 180-day bonus period?
A: No. The 180-day cap is fixed per cryptocurrency and doesn’t reset regardless of order adjustments.

Q2: What happens if I redeem and relend within the bonus period?
A: The remaining bonus days continue to apply—the timer doesn’t restart.

Q3: Are bonuses compounded hourly?
A: Yes, rewards accrue hourly based on your lent amount during the active bonus window.

👉 Explore OKX’s Updated Lending Features Today

OKX remains dedicated to delivering innovative financial products while prioritizing user transparency. For further assistance, contact our support team.