Introduction
CEX.IO is a regulated global cryptocurrency exchange established in 2013, offering trading, lending, and staking services for over 100 digital assets. With a user base exceeding four million, it caters to beginners, traders, and institutional clients across 99% of countries. This review explores its features, fees, security, and more.
Company Background
Originally launched as a Bitcoin cloud mining provider, CEX.IO pivoted to crypto exchange services in 2016. Headquartered in London, it now operates under multiple regulatory licenses, including FinCEN (U.S.) and GFSC (Gibraltar). Key offerings include:
- Retail Services: Instant buy/sell, crypto wallets, staking.
- Trading Tools: Spot/margin trading, mobile app.
- Institutional Solutions: CEX.IO PRIME for liquidity access.
Supported Cryptocurrencies
CEX.IO supports 100+ assets, including:
| Rank | Cryptocurrency | Symbol |
|---|---|---|
| 1 | Bitcoin | BTC |
| 2 | Ethereum | ETH |
| 3 | Litecoin | LTC |
| 4 | Cardano | ADA |
| 5 | Tether | USDT |
Example of trending assets available on the platform.
Trading Experience
For Beginners
- Instant Buy: Credit/debit card purchases with simplified interfaces.
- Staking: Earn passive income on holdings like Tezos (XTZ).
For Advanced Traders
- Margin Trading: Up to 5x leverage with tiered fees.
- API Integration: Customizable trading bots.
👉 Explore advanced trading tools
Pros and Cons
Pros
✔ Regulatory compliance in major markets
✔ Diverse asset selection (100+ cryptocurrencies)
✔ Crypto-backed loans and staking options
Cons
❌ Complex interface for newcomers
❌ Lower liquidity compared to top-tier exchanges
Fee Structure
CEX.IO uses volume-based maker/taker fees:
| 30-Day Volume (USD) | Maker Fee | Taker Fee |
|---|---|---|
| ≤ $10,000 | 0.15% | 0.25% |
| ≥ $5 billion | 0.00% | 0.01% |
Fees decrease with higher trading activity.
Security Measures
- Cold Storage: 95% user funds offline.
- Compliance: Registered with FinCEN, FINTRAC, and FCA (UK).
- Insurance: Company funds cover hot wallet risks.
Customer Support
- 24/7 Live Chat: Quick issue resolution.
- Phone/Email: Direct assistance for complex queries.
- Trustpilot Rating: 4.7/5 stars based on 3,000+ reviews.
FAQ Section
Q: Is CEX.IO available in the U.S.?
A: Yes, it operates in 48 states with state-specific licenses.
Q: What’s the minimum deposit amount?
A: Varies by currency; e.g., $20 for credit card purchases.
Q: How long do withdrawals take?
A: Bank transfers typically process within 1–3 business days.
👉 Learn more about withdrawal limits
Final Thoughts
CEX.IO balances regulatory rigor with versatile crypto services, though its complexity may deter beginners. Ideal for traders seeking a compliant platform with staking and margin options.
Keyword Focus: CEX.IO review, cryptocurrency exchange, Bitcoin trading, crypto staking, regulated crypto platform.