Comparing Crypto.com Visa Card Benefits
| Tier | Staking Requirement | Card Design | Max. CRO Rewards | Monthly Cap |
|---|---|---|---|---|
| Midnight | $500 (12 months) | Midnight Blue | 0% | - |
| Ruby | $500 (12 months) | Ruby Steel | 2% | $25 |
| Jade/Indigo | $5,000 (12 months) | Jade Green | 3.5% | $75 |
| Icy/Rose | $50,000 (12 months) | Rose Gold | 5% | No limit |
| Obsidian | $500,000 (12 months) | Obsidian | 6.5% | No limit |
| Prime | $1M (12 months) | Prime | 8% | No limit |
Key Features by Tier
Financial Perks:
- CRO Lockup Rewards: Earn 4% (Jade) to 10.5% (Prime) annually.
- Trading Rebates: From 0.075% (Ruby) to lowest fees (Prime).
- Referral Bonuses: Up to $2,000 for Prime members.
Lifestyle Benefits:
- Airport Lounge Access: Included for Jade tier and above (+1 guest for Icy/Obsidian/Prime).
- Subscription Rebates: Spotify/Netflix for 6 months (Jade) or permanently (Icy+).
- Exclusive Experiences: F1, UFC, and UEFA events for Icy+ members.
👉 Maximize your crypto rewards with Crypto.com's Visa Card
Frequently Asked Questions
Q1: How long does staking last?
A: All tiers require a 12-month staking commitment.
Q2: Are cash rewards compounded?
A: Yes, rewards up to 7.5% APY (Prime) are paid annually, with higher rates for initial 3 months.
Q3: Can I upgrade my card tier mid-staking?
A: Yes, but additional CRO must be staked for 12 months from the upgrade date.
Q4: Is airport lounge access global?
A: Yes, via Priority Pass (Jade+) at 1,300+ lounges worldwide.
Q5: How do stock transfer bonuses work?
A: Bonuses (1-3% of transfer value) are capped by tier ($1,000-$600K).
Q6: What’s the benefit of a private account manager?
A: Exclusive to Prime members for personalized support.
👉 Explore tier benefits in detail
Optimizing Your Membership
- Strategic Staking: Align CRO holdings with your spending habits (e.g., frequent travelers benefit from Jade+ lounge access).
- Referral Earnings: High-tier users can earn $200-$2,000 per successful referral.
- Cash Management: Earn up to 6% APY on fiat deposits (Prime) with flexible withdrawals.
Note: Services vary by jurisdiction. Always review terms.
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