OKX is a globally recognized cryptocurrency exchange known for its robust security measures and regulatory compliance. To ensure safe trading, OKX requires users to complete identity verification and link a payment method. This guide will walk you through the entire process of linking your bank card securely.
Why Link a Bank Card on OKX?
Binding your bank card enables seamless:
- Fiat-to-crypto purchases
- Quick withdrawals
- Higher transaction limits
- Enhanced account security
Prerequisites for Card Linking
Before starting, ensure you have:
- A verified OKX account
- Original bank card under your name
- Government-issued ID for verification
Step 1: Account Registration
- Visit the OKX official website or download the mobile app
- Click "Register/Login" → "Sign Up Now"
- Enter your email address and complete email verification
- Verify your mobile number via SMS code
Step 2: Identity Verification
- Log in to your OKX account
- Navigate to: User Center → Profile → Identity Verification
Complete Level 1 (Basic) verification with:
- Personal information
- ID document photos
Proceed to Level 2 (Advanced) verification for higher limits:
- Upload clear ID photos
- Complete facial recognition
Step 3: Video Verification (For C2C Trading)
- Go to: Buy Crypto → C2C Trading → My Profile → Video Verification
- Follow on-screen instructions for live recording
- Confirm your identity by responding "Yes" when prompted
Step 4: Adding Your Bank Card
- Access: Buy Crypto → C2C → My Account → Payment Management
- Select "+ Add Payment Method"
Choose "Bank Card" and enter:
- Cardholder name (must match OKX account)
- Card number
- Issuing bank
- Branch information (if required)
Security Considerations
OKX implements multiple security layers:
- 256-bit SSL encryption
- Cold wallet storage for 95%+ digital assets
- Multi-signature withdrawal protocols
- Mandatory 2FA for sensitive actions
Transaction Limits by Verification Level
| Level | Daily Withdrawal Limit |
|---|---|
| Lv.1 | $10,000 |
| Lv.2 | $500,000 |
| Lv.3 | Unlimited |
Frequently Asked Questions
Q: How long does verification take?
A: Basic verification completes within minutes. Advanced verification may take up to 24 hours for manual review.
Q: Can I use a credit card?
A: OKX currently supports debit cards only. Credit cards aren't accepted due to financial regulations.
Q: Is there a fee for card binding?
A: No. OKX doesn't charge for payment method linking, but your bank may apply standard transaction fees.
Q: What if my card verification fails?
A: Double-check:
- Card is issued in your name
- All entered information matches bank records
- Your bank supports international transactions
👉 Need help? Contact OKX support
Best Practices for Security
- Always verify you're on the official OKX website
- Never share verification codes or passwords
- Monitor your linked account regularly
- Set up withdrawal address whitelisting
Troubleshooting Common Issues
- Card Declined: Contact your bank to ensure international transactions are enabled
- Verification Delays: Check spam folder for verification emails
- Face Recognition Failure: Ensure good lighting and remove accessories
Remember: While OKX maintains high security standards, always practice digital hygiene when handling financial information online.