Binance exchange now supports credit/debit card deposits, making it easier than ever to buy cryptocurrencies. This guide provides a step-by-step tutorial on depositing via card, lists verified working/non-working cards, and tracks limited-time fee discounts.
Which Credit Cards Work on Binance?
Standard deposit fees are 2%, but Binance currently offers a 3% fee rebate for new users who:
- Register after 11/01/2020
- Complete KYC + residency verification
👉 Effectively reducing fees to -1% (plus card rewards).
Tested Card List (Updated: 12/21/2020)
✅ Approved Mastercards
- Taishin Street联名
- E.Sun Pi Card
-永丰币倍卡
-台新 Flygo
-华南 MasterCard Super Cashback
❌ Declined Mastercards
-中信信用卡
-花旗信用卡
✅ Approved VISAs
-中信 LINE Pay联名
-玉山 ONLY
-永丰大户 VISA
❌ Declined VISAs
-花旗信用卡
-富邦 VISA数位生活卡
How to Deposit via Credit Card
Step 1: Navigate to Deposit Interface
Select "Buy Crypto with Card" from Binance’s homepage. Choose between:
- TWD/USD deposits
- C2C transactions (zero fees)
Step 2: Enter Deposit Amount
Input the amount (e.g., 5,000 TWD), and the system auto-calculates the equivalent in USDT.
Step 3: Card Binding (First-Time Users)
Enter card details and billing address (must match KYC info).
Step 4: Confirm Transaction
Review the estimated price + 2% fee, then complete the purchase.
Troubleshooting Failed Transactions
- Switch cards if declined (debit cards may not work).
- Try Apple Pay via Binance’s mobile app (bypasses some restrictions).
FAQ
Q1: Why was my card declined?
A: Binance blocks certain issuers/banks. Use approved cards or Apple Pay as alternatives.
Q2: Are debit cards supported?
A: Currently, most debit cards fail. Stick to credit cards for higher success rates.
Q3: How long do deposits take?
A: Instant for successful transactions. Check your wallet balance immediately.
Disclaimer: This guide is informational only. Cryptocurrency investments carry high risk—research thoroughly and invest responsibly.