Crypto.com, one of the world's leading cryptocurrency exchanges, has teamed up with Bread Financial to introduce the first Crypto.com Visa Signature® Credit Card in the United States. This innovative program allows users to earn uncapped crypto rewards (CRO) on everyday purchases, accelerating the adoption of digital currencies.
Key Features of the Crypto.com Credit Card
- Multi-tiered Rewards System: Five card tiers (Midnight Blue to Obsidian) offer 1.5%–5% back in CRO, with higher tiers unlocking boosted rates for the first 12 months.
- Seamless Integration: Apply, manage, and track rewards directly via the Crypto.com app—rewards are deposited into users' Crypto Wallets for trading, staking, or conversions.
- Exclusive Benefits: Ruby-tier and above members enjoy perks like Spotify/Netflix rebates through Crypto.com’s Level Up Program.
Rewards Structure by Tier
| Tier | Base Reward Rate | Boosted Rate (First Year) | Notable Perks |
|---|---|---|---|
| Midnight Blue | 1.5% | N/A | No staking required |
| Ruby | 2% | 3% | Spotify rebate |
| Jade/Indigo | 3% | 4% | Netflix + Spotify rebates |
| Icy/Rose | 4% | 5% | Airport lounge access |
| Obsidian | 5% | 5% | All lower-tier benefits |
Why This Card Stands Out
- For Novices: Easy entry into crypto with straightforward rewards.
- For Experts: Incremental gains via the Level Up Program and high-tier staking benefits.
- Flexibility: Use rewards across 200+ cryptocurrencies, stocks, NFTs, and more.
👉 Explore Crypto.com’s Level Up Program to maximize your card’s potential.
Launch Details
- Availability: Summer 2025 for U.S. customers.
- How to Prepare: Download the Crypto.com app and subscribe to updates for early access.
FAQs
1. How do I qualify for the card?
Applicants must pass a credit check via the Crypto.com app. Approval varies by tier requirements (e.g., CRO staking for higher tiers).
2. Can I use the card internationally?
Yes—it’s accepted anywhere Visa is used, with no foreign transaction fees.
3. Are rewards taxable?
CRO rewards may be subject to taxes based on local regulations. Consult a tax advisor.
4. What’s the minimum CRO stake for Ruby tier?
Currently, $400 worth of CRO locked for 180 days.
5. How soon are rewards deposited?
Instantly after purchase, visible in your Crypto Wallet.
6. Is there an annual fee?
No—all tiers have $0 annual fees.
About the Partners
- Bread Financial: A tech-driven payments company powering tailored financial solutions.
- Crypto.com: Trusted by 140M+ users globally, committed to crypto adoption through compliant, secure products.
👉 Learn more about crypto rewards programs and how to optimize your earnings.
Disclaimer: Credit card terms subject to change. Crypto rewards involve market risks.