Users can now purchase Bitcoin using Apple Pay. But is buying Bitcoin or other cryptocurrencies via Apple Pay a good idea? How does it work, and which platforms support it? Apple Pay is compatible with any contactless card reader, meaning Apple Pay users can buy almost anything with their smartphones, provided the transaction size doesn’t exceed their bank card limits.
Since its launch in 2014, Apple Pay has become one of the world's most popular payment services. It’s now as common to see someone tap their phone on a card reader as it is to see them pull out a physical bank card. But what about Apple Pay and cryptocurrencies?
Table of Contents
- What Is Apple Pay?
- Why Use Apple Pay to Buy Crypto?
- Final Verdict: Should You Buy Bitcoin with Apple Pay?
- FAQs
What Is Apple Pay?
Apple Pay is a fast, convenient, and secure method for users to authorize bank card transactions on iPhones or Macs. Users can approve transactions using biometric security features like Face ID or Touch ID or via traditional passwords/PINs.
Contactless physical bank cards introduce risks (e.g., stolen cards can be used without a PIN). Apple Pay adds extra security barriers (e.g., biometric verification) before approving transactions.
Why Use Apple Pay to Buy Crypto?
Apple Pay is ideal for crypto investors prioritizing speed, security, and convenience. Many platforms simplify purchases via Apple Pay, making it stress-free and intuitive.
How to Buy Bitcoin with Apple Pay
Centralized Exchanges:
- Set up an account with personal details.
- Complete KYC verification (ID + address proof).
- Select crypto and amount.
- Choose Apple Pay as the payment method.
Non-Custodial Wallets (e.g., MetaMask):
- No KYC required.
- Link Apple Pay for instant purchases.
👉 Buy Bitcoin Securely with Apple Pay
Supported Platforms:
1. Kraken (Japanese Version Available)
- Founded: 2011 (Jesse Powell, Tan Luu).
- Features: Low fees (0.26% max), high security (GSL, 2FA), supports 176 countries.
Apple Pay Process:
- Open Kraken app, select crypto.
- Enter amount, choose Apple Pay.
- Confirm purchase.
2. Coinbase (Japanese Version Available)
- Pros: User-friendly, 100+ cryptos, Coinbase Card.
- Cons: High fees (3.99% for card purchases), limited Apple Pay daily limits.
Apple Pay Process:
- Select "Buy" in the app.
- Enter amount, choose Apple Pay.
- Preview fees, confirm.
3. Crypto.com
- Pros: Crypto Visa Card (5% cashback), 250+ cryptos.
- Cons: Weekly Apple Pay limits ($750-$100K based on card tier).
- Fees: 2.99% for card purchases.
4. OKX
- Rank: Top 10 global exchange by volume.
Apple Pay Process:
- Select "Buy" in the app.
- Enter amount, verify via email.
- Confirm transaction.
5. BitPay
- Focus: Bitcoin payments.
- Fees: 1% (BitPay) + 5% (Simplex).
- ID Requirement: For transactions >$1K.
6. MetaMask
- Pros: DeFi/NFT integration, multiple blockchains.
- Cons: No Bitcoin support, high fees (0.875% swaps), daily limits ($400 via Wyre).
7. Exodus
- Pros: User-friendly, 24/7 support.
- Cons: High partner fees, KYC for purchases.
Final Verdict: Should You Buy Bitcoin with Apple Pay?
Pros:
- Fast, convenient for small purchases.
- Enhanced security vs. physical cards.
Cons:
- High fees (3–5%).
- Low daily limits.
- KYC requirements on most platforms.
For large investments, bank transfers to exchanges are cheaper.
FAQs
Can I buy BTC with Apple Pay?
Yes, via Coinbase, Crypto.com, BitPay, and others.
Does Binance support Apple Pay?
No, but Binance.US users can fund USD wallets via Apple Pay (3.75% fee).
Are there Apple Pay transaction limits?
Yes, varying by platform (e.g., $400/day on MetaMask, $5K/day on Exodus).
👉 Explore Crypto Purchases with Apple Pay
Disclaimer: This article is for informational purposes only. Fees and limits vary by platform. Always verify terms before purchasing.
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