Introduction to Auto-Invest
OKX Auto-Invest is an automated yield-generating service that seamlessly deposits your cryptocurrencies into OKX's Simple Earn Flexible program. Earn hourly market-based interest while maintaining full liquidity—withdraw assets anytime. Your funds remain secure under OKX's robust risk management system, ensuring profitability without compromising safety.
Asset Utilization
Crypto assets in Auto-Invest are used to support OKX's liquidity pools, enabling other platform services like loans and trading.
Subscription and Redemption
1. Enrollment
- Eligibility: Open to all users. Bonus APY requires identity verification.
Process: Eligible assets from your funding account are enrolled after 6 hours of inactivity.
- Example: Buy BTC → 6-hour timer starts → Convert BTC after 2 hours → Timer resets.
- Assets in trading accounts or margined positions are excluded.
2. Redemption
- Instant withdrawals: Redeemed assets stop generating interest until the 6-hour inactivity rule is met again.
3. Unsubscription
- Opt out via the Portfolio or Earnings tab. Assets won’t auto-enroll in future rounds unless you resubscribe.
Deposit Limits
Crypto Deposit Caps
| Cryptocurrency | Deposit Limit |
|----------------|--------------|
| BTC | 50 |
| ETH | 1,000 |
| USDT | 5,000,000 |
| ... (see full table in original) | ... |
- Shared limits between main/sub-accounts.
- OKX may adjust limits based on market conditions.
Interest Rate Mechanism
1. Rate Determination
- APY is hourly updated based on loan demand.
2. Interest Distribution
- Interest for loans matched at hour T is paid at T+1.
3. Minimum Balance Requirements
| Crypto Price (USDT) | Minimum Balance |
|---------------------|----------------|
| ≥1,000 | 0.0001 |
| 100–999.99 | 0.001 |
| ... (full tiers in original) | ... |
Note: Crypto prices update daily at 16:00 UTC.
FAQ
1. How do I qualify for bonus APY?
Complete identity verification under account settings.
2. Can I redeem assets anytime?
Yes—redeemed funds are immediately available but lose interest eligibility until inactive for 6 hours.
3. Are there fees for Auto-Invest?
No fees for enrollment/redemption.